Terms and conditions

1. Who we are

PlayFunded (playfunded.lat) is a skill evaluation platform for sports predictions. In these terms, "PlayFunded", "we" or "the platform" means the service and the team that operates it.

We improve and update the platform over time. If a change significantly affects how you use the service, we will let you know.

You can contact us at any time at support@playfunded.lat.

2. What the service is

You pay a one-time fee to take part in a challenge: a two-phase evaluation on a simulated account where you make sports picks with PlayFunded units (PF). PF units are not money, cannot be bought, sold or transferred, and have no value outside the platform.

PlayFunded is not a sportsbook. We do not accept bets, you do not take positions against us with real money, and you can never lose more than the fee you paid.

If you pass both phases, you reach a funded stage, also simulated, where your simulated profit may lead to a reward payout according to your tier's split and these terms.

3. Who can use PlayFunded

You must be at least 18 years old and legally able to accept these terms. Use by minors is prohibited.

You are responsible for checking that using PlayFunded is legal where you live. You may not use the service if local law prevents you from doing so.

4. Restricted countries

The service is currently not available to people located in or residents of the United States. In other countries, availability, payment methods and payouts are subject to compliance review and may be limited or changed without notice.

We use your approximate location to enforce these restrictions. Using a VPN, proxy or other means to hide your location or evade a restriction is prohibited. If you do, we may close the account and cancel pending payouts.

5. Your account

Only one account per person is allowed. The information you give us must be true, complete and in your own name.

You are responsible for keeping your access secure and for all activity on your account. Do not share, sell or transfer your account, and do not let anyone else make picks for you.

Tell us right away if you think someone accessed your account without permission.

6. Challenge fees and payments

Each challenge has a one-time fee in USD shown before you pay. We currently accept card and cryptocurrency (USDT). Available methods depend on your country.

Fees are non-refundable, even if you fail the challenge, abandon it or close your account. To try again you need to buy a new challenge.

If you start an unfounded chargeback or dispute for a fee for a service already provided, we may suspend the account and void related challenges and payouts. If you were charged twice or we made a mistake, write to us and we will fix it.

7. Evaluation rules

The challenge rules published at playfunded.lat/rules (targets, loss limits, stakes, minimum picks, odds caps, pick cut-off, funded stage and payouts) are part of these terms.

The platform engine applies those rules automatically. If you believe a rule was applied in error, write to us and we will review it manually.

If an event is cancelled, suspended or settled with wrong data from our providers, we may void or correct the affected picks.

8. Prohibited conduct

You may not: hold more than one account or use someone else's; coordinate picks across accounts or with other people to hedge outcomes; systematically copy trades from other accounts; exploit odds errors, data delays or technical failures; use bots, scripts or other automation; evade country restrictions; use false identities or documents; or engage in fraud, money laundering or any illegal activity.

You also may not attempt unauthorized access to systems or data, interfere with the platform, or harass or abuse the team or other users.

If we detect this conduct, we may fail the challenge, void results, withhold or cancel payouts and close the account.

9. Funded stage and payouts

Payouts are performance rewards calculated on the simulated profit of your funded account, according to your tier's split. They are not betting winnings or fee refunds.

We review every request before paying it. Processing times may vary by payment method and the verification required, and we may hold a payout while we investigate a possible breach of these terms.

To request a payout you must have approved identity verification, respect the monthly window and the minimum amount published in the rules, and have no breaches of these terms. Payouts settle in USD through the methods available in your country, and you are responsible for any taxes that apply to you.

10. Identity verification (KYC) and anti-money laundering

Before your first payout, and at any time if there are risk signals, we may ask for identity documents and other information to confirm who you are, your age and your country.

We may screen your information against sanctions lists and ask for more information about payments. If you cannot verify your identity, or the information does not match, we may reject the payout and close the account.

11. Suspension and closure

You can close your account at any time by writing to us. Fees paid are not refunded.

We may suspend or close your account if you breach these terms, if the law requires it, if your country stops being available or if we stop offering the service. If we close the service on our own decision and without any breach on your part, we will give you reasonable notice and explain what happens to approved pending payouts.

12. Intellectual property

The PlayFunded brand, site, software, designs and content belong to us or our licensors. We give you a personal, limited and revocable permission to use the platform under these terms.

You may not copy, resell, scrape or build derivative products from the platform without our written permission.

13. Third-party data and availability

Odds, schedules and results come from external providers and may contain errors or delays. We do not guarantee that the platform is always available, error-free or covers any particular event.

14. Limitation of liability

We provide the platform "as is" and "as available". To the extent permitted by law, we are not liable for indirect damages, lost opportunities or expected profits.

To the extent permitted by law, our total liability to you is limited to the fees you paid in the 12 months before the claim. Nothing here limits rights that your country's consumer protection law does not allow to be excluded.

15. Responsible play

Only take part with money you can afford to spend. You can ask for self-exclusion or account closure at any time. You will find tools and help resources at playfunded.lat/legal#responsible.

16. Changes to these terms

We may update these terms, for example when the operating entity is registered or the product changes. We will publish the new version with its date and, if the change is significant, notify you by email or on the platform. Changes do not affect challenges you already bought to your detriment, unless the law requires it.

17. Governing law and complaints

Once the operating entity is registered, these terms will specify the governing law and the competent courts or mechanisms.

Until then, any complaint is handled first by direct contact: write to support@playfunded.lat with your account email and a description of the problem. We will reply and seek a solution in good faith within 30 days before either party turns to another route. This does not limit your right to go to the consumer protection authorities of your country.

18. Contact

Email: support@playfunded.lat. You can also message us on WhatsApp from the contact page.